Insurance

Insurance-family

Complete Insurance Support

Ursa Pro Restoration provides complete insured assistance, successfully handling the intricacies of the insurance claims process. We ensure this by collaborating with different insurance companies, helping you get the claims support you deserve.

Receive Insured Services

To ensure an efficient and smooth insurance claims experience for our clients, we work with most of the local insurance companies.

Easy Process

At Ursa Pro Restoration, we make the insurance claims process a hassle-free experience for all your repair issues.

Why We are the Best Option?

24/7 emergency service

Reliable Fast Response

Complete Customer Support

Affordable Flexible Pricing

We Are Different, We Aren’t a Franchise!

As a locally registered and experienced company, we are deeply committed to following a customized process for insurance claims. This independence enables us to build real and lasting relationships with our customers.

Feel free to entrust your insurance work to us. As your advocate in communicating with insurance companies, we are dedicated to providing you with complete assistance during this challenging period.

State Farm Insurance

Skilled and certified pros ensuring every job is done right.

Allstate Insurance

Clear quotes with no hidden fees every time you book.

Farmers Insurance

We arrive on schedule and work efficiently for you.

Mercury Insurance

Quality materials for long-lasting repairs and results.

Insurance Claims Assistance for Water Damage & Mold Remediation

We Work Directly With Your Insurance Company

Why Homeowners Choose Us for Insurance Claims

Water damage and mold issues are stressful — dealing with insurance shouldn’t be.

We provide complete insurance claims support, including documentation, photos, moisture readings, and direct insurance billing so you don’t have to manage the claim alone.

We work with ALL major insurance companies and adjusters.

⭐ What’s Included in Our Insurance Claims Support

1. Free On-Site Inspection & Moisture Assessment
  • Moisture mapping
  • Thermal imaging
  • Documentation for insurance coverage
  • Immediate mitigation steps (if needed)
2. Direct Communication With Your Insurance Adjuster

We coordinate directly with your insurance company to:

  • Submit documentation
  • Validate the scope of work
  • Present moisture logs, photos, readings
  • Handle supplement requests
  • Follow IICRC S500 standards (approved by insurers)
3. Direct Insurance Billing

We bill your insurance company directly so you don’t pay out of pocket (except deductible).

Most insurance policies cover sudden and accidental water damage.
4. Complete Documentation Package (Required by Insurance)

We provide:

  • Before/after photos
  • Drying logs
  • Moisture readings
  • Equipment records
  • Demo documentation
  • Mold assessment (if applicable)
  • Material loss inventory

Insurance companies trust accurate documentation — that’s why approval is faster.

5. 24/7 Emergency Water Damage Response

Insurance companies require immediate mitigation to prevent secondary damage.

We respond in 60 minutes or less.

 What We Help You Get Approved

Covered under most homeowners insurance policies:
  • Burst pipes
  • Water heater leaks
  • Refrigerator line leaks
  • HVAC leaks
  • Sink/faucet failures
  • Toilet overflow (clean water)
  • Roof leaks (sudden, not long-term)
  • Mold caused by covered water damage
  • Floor, drywall, ceiling water damage
Not usually covered:
  • Long-term leaks
  • Maintenance issues
  • Groundwater intrusion without flood insurance
We explain insurance coverage clearly — before you file the claim.

⭐ Our Water Damage & Mold Services Covered by Insurance

Water Damage Mitigation:
  • Water extraction
  • Drying & dehumidification
  • Moisture barrier removal
  • Wet insulation removal
  • Demo of damaged materials
Structural Drying:
  • Hardwood → Vinyl → Carpet
  • Walls & ceilings
  • Crawlspace & attic drying
Mold Remediation (if covered):
  • HEPA filtration
  • Containment
  • Sanitization
  • Anti-microbial treatment

 Why Insurance Adjusters Prefer Working With Us

IICRC Certified Technicians

Full digital documentation (insurance-ready)

Accurate Xactimate pricing

Clear communication

Rapid emergency response

No unnecessary demolition

Transparent reporting

This leads to faster approvals and fewer claim delays.

🔵 How the Insurance Claim Process Works (Step-by-Step)

Step 1 — Free Inspection & Damage Assessment

We determine cause, category, affected materials.

Step 2 — Mitigation Begins Immediately

Insurance requires immediate action to stop further damage.

Step 3 — Claim Is Filed With Your Insurance Company

We help you file or communicate directly with your adjuster.

Step 4 — Documentation Package Sent to Insurance

Photos, moisture readings, demo report, scope of work.

Step 5 — Adjuster Approves Claim

We coordinate the approval and supplements.

Step 6 — Direct Billing to Insurance

You pay only your deductible.

🔵 Insurance Companies We Work With

We work with ALL major carriers, including:
  • State Farm
  • Allstate
  • Farmers
  • AAA
  • Mercury
  • Nationwide
  • Liberty Mutual
  • Travelers
  • The Hartford
  • Chubb
  • USAA

(and all others)

 CTA – Get Help With Your Insurance Claim Today

We handle the damage. We handle the paperwork. You handle life.
  • 📞 Call Now (24/7 Emergency Help)
  • 📤 Send Photos for Virtual Assessment
  • 📝 We Work Directly With Your Insurance Company

 

Insurance Claims FAQ (SEO Optimized)

Do you work directly with my insurance company?

Yes. We coordinate everything with your insurance adjuster and handle direct billing.

Can you give an estimate by phone or virtually?

Yes — send photos or video, and we will provide a virtual estimate.

Final pricing is confirmed after on-site inspection.

Does insurance cover mold remediation?

Yes — if mold is a result of a covered water damage event.

How long does the claim approval take?

Usually 48–72 hours when documentation is accurate — we handle all paperwork.

Do I need to pay upfront?

No. Insurance usually pays everything except the deductible.

What if insurance denies part of the claim?

We help submit supplements with proper justification and documentation.

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